DOING MORE WITH LESS WAREHOUSE FUNDING
October 12, 2009 11:00 am - 12:15 pm
More lenders are fighting for a share of the shrinking warehouse lending market. What was once a $250 billion market is now less than one tenth that amount. This panel of mortgage innovators and mortgage bankers will discuss how lenders can continue to originate loans, despite the availability of warehouse funding.

Panel Presentation

Moderator
Rob Katz,,President, Del Mar DataTrac

Speakers
Michael Grego, Chief Operating Officer, 1st Advantage Mortgage
Lawrence O. Huff, Co-Chief Executive Officer, Optimal Blue, LLC
Ken D. Logan, CMB Director, Residential Mortgage and Consumer Group, Wells Fargo Securities
Matthew Pineda, President, Castle & Cook Mortgage, LLC

LEGISLATIVE AND REGULATORY OUTLOOK FOR MORTGAGE BANKING
October 12, 2009 11:00 am - 12:15 pm
The mortgage industry is in the midst of a major transformation, and the outcomes of that transformation will be shaped largely by changes in public policy. Whether it's changes to RESPA, TILA, FHA standards, bankruptcy law, the creation of a new consumer financial regulator, or the future structure of government involvement in the secondary market, today's policy debates matter
more than ever. Join our panel of experts for the latest on developments in Washington and state capitals.

Moderator
Steve O'Connor, Senior Vice President, Government Affairs, Mortgage Bankers Association

Speakers
Margaret Burns, Director, Office of SingleFamily Program Development, U.S. Department of Housing and Urban Development
Jack Konyk, Senior Vice President, Public and Government Affairs, National City Mortgage
Paul Mondor, Senior Attorney, Division of Consumer and Community Affairs, Board of Governors of the Federal Reserve System

NEW STRATEGIES FOR LAUNCHING A CONSUMER DIRECT LENDING CHANNEL
October 12, 2009 11:00 am - 12:15 pm
The way the mortgage process interfaces with borrowers is changing. Many lenders have transitioned to, or added more resources
to, a growing retail lending strategy. In addition, lenders are also looking for ways to connect with and engage borrowers in an easy, trustworthy fashion that does not require additional staff resources. This session explores the emerging consumer direct mortgage lending trend; how lenders are starting an efficient, effective consumer direct lending channel, and the business perspective, processes and technology required to do it.

Panel Presentation
Panel Presentation

Moderator
Anthony Garritano, Editor, Mortgage Technology Magazine

Speakers
Cary Burch, Chief Executive Officer, Lender Support Systems Inc.
David P. Colwell, Executive Vice President, Loan-Score, Decisioning Systems
Joseph Dahleen Vice President and Chief Strategy Officer, Brightgreen Home Loan, Inc.G. Shay TenganVice, President of Business Development, Helm Analytics

THE OBAMA ADMINISTRATION'S MAKING HOME AFFORDABLE PROGRAM
October 12, 2009 11:00 am - 12:15 pm
Join us for a discussion of the Obama Administration's guidelines for the Making Home Affordable modification program. Panelists will explore the effectiveness of the program, early challenges and bottlenecks and new cooperative efforts that provide additional resources and expertise on loan modifications.

Moderator
David A. Hurt Senior Vice President, Business Development, First American CoreLogic
Presentation Hurt

Speakers
John M. Jelavich Vice President, Homeownership Preservation Initiatives, PMI Mortgage Insurance Company
Presentation Jelavich

Laurie Anne Maggiano, Director of Policy, Office of Homeownership Preservation, U.S. Department of Treasury
Presentation Maggiano

Douglas Potolsky Senior Vice President, Capital Markets, Chase Home Lending

Eric Schuppenhauer, Senior Vice President, ChiefFinancial Officer/Program Executive, HASPFannie Mae

SECOND GENERAL SESSION: MORTGAGE INDUSTRY EXECUTIVES OUTLOOK
October 12, 2009 2:15 pm - 3:30 pm
Join top executives from the Federal Housing Finance Agency, Fannie Mae, Freddie Mac, HUD and the Federal Home Loan Bank of San Francisco as they discuss how the changing business landscape is affecting your business and the industry. Discover how changing borrower demographics, new products, lower origination volumes and new technologies are altering the roles of mortgage
market investors.

Moderator
Michael D. Berman, CMB, 2010 MBA Chairman-Elect, President and Chief Executive Officer, CWCapital

Speaker
Edward DeMarco, Acting Director, Federal Housing Finance Agency
Charles E. Haldeman, Jr., Chief Executive Officer, Freddie MacStephen L. Ledbetter, CFA, Senior Vice President, Mortgage-Backed Securities, Ginnie Mae
Dean Schultz, President and Chief ExecutiveOfficer, Federal Home Loan Bank of San Francisco
David H. Stevens, Assistant Secretary for Housing, Federal Housing Commissioner U.S. Department of Housing and Urban Development (HUD)
Michael J. Williams, President and Chief Executive Officer,Fannie Mae

HVCC UPDATE - OUTLOOK AND SOLUTIONS FOR LENDERS
October 12, 2009 3:45 pm - 5:00 pm
The recently updated, 2009 Home Valuation Code of Conduct, will bring about vast changes to the way lenders and appraisers do business. Hear from industry experts on the potential business and financial impact; and how new quality control requirements and reporting responsibilities will impact lenders, brokers and appraisers.

Moderator
Thomas A. Duncan, Executive VicePresident, Quality Mortgage Services, LLC

Speakers
Ezzard Alves Director, Credit Risk, Fannie Mae
Presentation Alves/McClung

Marko Berishaj, CMB, AMP, Vice President, Dart Appraisal.com

Vicki Bott, Deputy Assistant Secretary, FHA
Presentation Bott

Kathy Coon, CRU, SRA, Chief Appraiser, Director, FNC, Inc.
Presentation Coon

Bill Dyson, Director of Government and Industry Relations, CitiMortgage, Inc.
Presentation Dyson

Patricia McClung, Vice President, Offerings Management, Freddie Mac
Presentation McClung/Alves

PREVENTING BUYBACKS WITH COMPLIANCE
October 12, 2009 3:45 pm - 5:00 pm
Compliance has traditionally been associated with loan origination, but the current state of the market has investors putting pressure on lenders to ensure that loans comply with all predatory lending regulations. This session explores compliance strategies for both lenders and investors. Learn more about how the proper use of compliance tools reduces buybacks — increasing business and maximizing profits; while making it easier for investors to sell loans and validate quality control.

Panel Presentation

Moderator
Leonard Ryan, President, QuestSoft Corporation

Speakers
Greg Ellis, Senior Business Consultant, ISGN
Rob Katz, President, Del Mar DataTrac

STRATEGIES FOR MANAGING INCREASED LOAN MODIFICATION VOLUMES
October 12, 2009 3:45 pm - 5:00 pm
According to a 2008 report on negative home equity, 8.3 million borrowers are currently underwater on their mortgages. In this session, industry experts provide insight on how to successfully manage the growing number of loan modifications. Learn more about how lenders and servicers can improve the loan workout process and successfully execute loan modifications.

Panel Presentation

Moderator
Cheryl Lang, President and Chief Executive Officer, Integrated Mortgage Solutions

Speakers
Ingrid Beckles, Senior Vice President, Default Assessment Management, Freddie Mac
Robert W. Meachum, Executive Vice President, Saxon Mortgage, Inc.
Jacqui M. Peace, Senior Vice President, Portfolio Management and Default Services, Genworth Mortgage Insurance
Dan Reiman, Partner, Newbold Advisors

USING TECHNOLOGY TO ACHIEVE TRANSPARENCY BETWEEN INVESTORS AND SERVICERS
October 12, 2009 3:45 pm - 5:00 pm
The mortgage industry is experiencing a greater need for transparency between investors and servicers. Investors need to know how to drive strategy and monitor results. Learn more about the latest technologies that provide a cock pit view of your portfolio and provide the tools or levers to drive an effective strategy.

Panel Presentation

Moderator
Jill Parker,Managing Director, xplair Technology, LLC

Speakers
Louis Amaya, Chief Investment Officer and Chief Operating Officer, National Asset Direct
Richard Cimino, Chief Executive Officer, iServe Servicing Inc.
Jeff Crawford, Director, Asset Management, Carval Investors


THIRD GENERAL SESSION: A DISCUSSION WITH INDUSTRY LEADERS
October 13, 2009 8:30 am - 10:30 am
Join our discussion on timely and up-to-the-minute issues and concerns that are impacting the real estate finance industry. This year's Third General Session, moderated by John Courson, MBA President and CEO, features mortgage industry leaders who are
engaged in the origination, funding and servicing of loans. Hear our featured speakers discuss how their successful business practices and strategies affected their bottom line during the economic downturn. Gain insight on critical issues that you are likely to face on a daily basis and walk away with practical and valuable information that you can apply to your business.

Moderator
John Courson, President and Chief Executive Officer, Mortgage Bankers Assocation

Speakers
Daniel G. Crockett President,Chief Executive Officer and Chairman, Franklin American Mortgage Company
Barbara Desoer President, Bank of America Home Loans and Insurance
David B. Lowman Chief Executive Officer, Chase Home Lending
Debra W. Still, CMB, President and Chief Executive Officer, Pulte Mortgage LLC

NAVIGATING LEGAL TRENDS IN THE SERVICING, FORECLOSURE AND REO ARENAS
October 13, 2009 11:00 am - 12:15 pm
Our panel of experienced attorneys and mortgage professionals discuss the past year’s legal trends in the servicing, foreclosure and REO arenas. The discussion will include legal trends and a review of recent case law; solutions to avoid litigation; a discussion of when it is time to say “no” to loss mitigation and move on with court relief and methods to minimize negative, pre-conceived opinion of judges or perspective jurors.

Panel Presentation
Panel Presentation
Presentation - Overview of Senate Bill 896

Moderator
Linda S. Finley, Shareholder, Baker, Donelson,Bearman, Caldwell & Berkowitz, P.C.

Speakers
Anthony W. Box, AMP, Senior Vice President, Mortgage Contracting Services, LLP
Robert T. Finlay, Partner, Wright, Finlay & Zak, LLP
Bill Hultman, Senior Vice President - Corporate Division Manager MERS

SUCCESS STRATEGIES FOR THE INDEPENDENT MORTGAGE BANKER
October 13, 2009 11:00 am - 12:15 pm
Despite the current environment of consolidation and bank-owned lenders, there is still a role for the independent mortgage banker. This panel will discuss the various opportunities and challenges that face independent lenders, from warehouse financing and access to capital, to the opportunity to recruit and hire great talent from larger bank-owned lenders. Learn more about product niches and the strategic advantages these lenders have versus their larger competitors.

Moderator
David L. Lykken, Managing Partner, President of Mortgage Strategies Mortgage Banking Solutions

Speakers
Scott M. Cooley, President, Cooley Consulting, LLC
Presentation Cooley

Craig S. Focardi, CMB, Senior Research Director, TowerGroup
Presentation Focardi

Timothy C. Stern, President, Lenders Once
Presentation Stern

SUPPORTING THE SECONDARY MARKET FOR DISTRESSED RESIDENTIAL MORTGAGES
October 13, 2009 11:00 am - 12:15 pm
What are the infrastructures and servicing requirements necessary to support a thriving secondary market? This session explores the new investors entering this space, the issues and risks associated and new opportunities to offer a variety of mortgage related services. Panelists will discuss GSE underwriting and reporting standards and the process by which mortgages are to be bought and sold.

Moderator
Patrick Tadie, Executive Vice President, Global Structured Finance Group, Global Corporate Trust Division, BNY Mellon

Speakers
Brien W. Hampton, Senior Vice President, Redbrick Partners, LLC
Stephen F.J. Ornstein, Partner, Sonnenschein, Nath & Rosenthal, LLP
Jeffrey C. Taylor, Co-Founder, Digital Risk, LLC

TECHNOLOGY INVESTMENT AS A PROFIT CENTER
October 13, 2009 11:00 am - 12:15 pm
Can technology be the solution to increasing your profit margins? In this environment, lenders are more than ever focusing on doing more with less. Executives are measuring anything and everything to cut costs and increase profitability. Hear industry experts discuss how they have leveraged new best practices, technologies and processes to increase profitability by incorporating scorecards and implementing data integrity checks. These technologies mitigate risk and increase the overall quality of their loans.


Moderator
Gabe Minton, Chief Strategy Officer, Motivity Solutions
Presentation Minton

Speakers
Chris Burckhardt, Senior Vice President and Chief Information Officer, Pulte Mortgage LLC
Presentation Burckhardt

Mark Braden, CIO of Sierra Pacific Mortgage
Presentation Braden

Gregory Smith, Vice President and General Manager, Xerox Mortgage Services
Presentation Smith

John Ashley, Chief Information Officer, Paramount Residential Mortgage Group


BEST PRACTICES FOR MANAGING LOAN MODIFICATION LOGISTICS
October 13, 2009 2:45 pm - 4:00 pm
Learn more about best practices in handling compliance and process issues for loan modifications. Key issues to be addressed include: obtaining triple proof of owner occupancy; collecting borrower demographic data when full disclosure is in question; tracking credit bureau reports, AVMs, tax returns and other documents; managing document retention; manual entry into Fannie Mae’s HSSN network and extended trial plans; and other logistics related to processing loan modifications.

Moderator
Greg Fontenot, Assistant Vice President, Default Products, Fiserv

Speakers
Yvette W. Gilmore Senior Director, Loass Mitigation Servicing, Freddie Mac
Jerry McCoy, Vice President, Business Development, Fannie Mae
Faith Schwartz, Executive Director, HOPE NOW Alliance

EMORTGAGE ADOPTION IN THE FACE OF ECONOMIC CRISIS
October 13, 2009 2:45 pm - 4:00 pm
While many expected eMortgage adoption to halt or slow in the face of the current economic crisis, the opposite is in fact happening. Recent changes in the mortgage industry has made lenders rethink their timeline for electronic mortgage adoption, as institutions seek to provide greater transparency and further cost reductions. Some of the country’s largest lenders are
embracing eMortgages, and FHA has embraced MISMO’s electronic lending standards. This panel of industry experts will provide real-world examples of how eMortgage adoption is gaining traction in the industry.

Panel Presentation

Moderator
Anthony Garritano, Editor, Mortgage Technology Magazine

Speakers
Brian Boike, First Vice President, Lending Support, Flagstar
Andrew Dubinsky, Chief Executive Officer, Encomia
Robin Lamb Hannah, Vice President, Correspondent eBusiness, Wells Fargo Home Mortgage
Dan Jones, Vice President, Information Technology Churchill Mortgage Corporation

MEASURING AND MANAGING THE COST OF HEDGING
October 13, 2009 2:45 pm - 4:00 pm
Being able to track the cost of hedging is critical to effective mortgage pipeline risk management and the ability to mitigate and prevent financial losses. This session explores why the cost of hedging is not a fixed cost, why it fluctuates and how to identify the challenges in correctly isolating the cost of hedging statistic. Receive more information on how to fine tune hedging activities or decide between best efforts or mandatory commitment executions and more.

Panel Presentation

Moderator
Theodore W. Thomas, President Thomas and Associates

Speakers
Gregory L. Crosby, Director, PowerSeller Business Unit, Associated Software Consultants
Peter Taglia, Vice President, FTN Financial

SHAPING THE FUTURE MORTGAGE SALES FORCE
October 13, 2009 2:45 pm - 4:00 pm
With increased pressure to increase loan volumes, sales organizations are seeking ways to restructure loan officer and account representative positions, and adjust responsibilities and compensation plans to meet the new market conditions. Our panel of industry leaders will discuss strategies for revamping your sales team and share their views on how mortgage originators and
sales organizations will be shaped by the changes in the industry.

Moderator
Patricia M. Sherlock, President, QFS Consulting
Presentation Sherlock

Speakers
Mike Jablonski, Senior Vice President, BB&T
Presentation Jablonski

Greg Lutin, Executive Vice President, Sales, Flagstar Bank, FSB
Presentation Lutin

Andrew Taylor, Executive Vice President, Sales, Franklin American Mortgage Company
Presentation Taylor

CLOSING GENERAL SESSION: ECONOMIC/HOUSING OUTLOOK FOR 2009
October 14, 2009 9:00 am - 10:30 am
Jay Brinkmann, Ph.D., Senior Vice President and Chief Economist, Research and Economics, Mortgage Bankers Association. Jay Brinkmann, MBA’s Chief Economist and other industry analysts talk about the status of the economy and the direction of the mortgage industry. This session provides attendees an opportunity to understand the various forces that impact the dynamics of
the market and what it all might mean as they develop their business plans for 2010.

Presentation Brinkman