|
|
 |
|
|
Monthly Average 30-Year Fixed-Rate Mortgages Since 1971
| | 2006
| 
| 2005
|
| |
| |
| | | | | | | | | | |
| Rate
|
| Pts
| Rate
|
| Pts
|
|
|
|
|
|
|
|
|
| | January
| 6.15
| 0.5
| 5.71
| 0.7
|
|
|
|
|
|
| | February
| 6.25
| 0.6
| 5.63
| 0.7
|
|
|
|
|
|
| | March
|
|
| 5.9
| 0.7
|
|
|
|
|
|
| | April
|
|
| 5.89
| 0.6
|
|
|
|
|
|
| | May
|
|
| 5.72
| 0.6
|
|
|
|
|
|
| | June
|
|
| 5.6
| 0.6
|
|
|
|
|
|
| | July
|
|
| 5.66
| 0.5
|
|
|
|
|
|
| | August
|
|
| 5.82
| 0.5
|
|
|
|
|
|
| | September
|
|
| 5.77
| 0.6
|
|
|
|
|
|
| | October
|
|
| 6.07
| 0.5
|
|
|
|
|
|
| | November
|
|
| 6.33
| 0.6
|
|
|
|
|
|
| | December
|
|
| 6.27
| 0.5
|
|
|
|
|
|
| | |
| | | | | | | | | | Annual Average
|
|
| 5.86
| 0.6
|
|
|
|
|
|
|
| | 2004
|
| 2003
|
| 2002
|
| 2001
|
| 2000
|
| | | | | | | | | | | |
| Rate
|
| Pts
| Rate
|
| Pts
| Rate
|
| Pts
| Rate
|
| Pts
| Rate
|
| Pts
| | January
| 5.74
| 0.7
| 5.92
| 0.6
| 7.00
| 0.8
| 7.03
| 0.9
| 8.21
| 1.0
| | February
| 5.64
| 0.7
| 5.84
| 0.6
| 6.89
| 0.7
| 7.05
| 1.0
| 8.33
| 1.0
| | March
| 5.45
| 0.7
| 5.75
| 0.6
| 7.01
| 0.7
| 6.95
| 0.9
| 8.24
| 1.0
| | April
| 5.83
| 0.7
| 5.81
| 0.6
| 6.99
| 0.7
| 7.08
| 0.9
| 8.15
| 1.0
| | May
| 6.27
| 0.7
| 5.48
| 0.6
| 6.81
| 0.7
| 7.15
| 1.0
| 8.52
| 1.0
| | June
| 6.29
| 0.6
| 5.23
| 0.6
| 6.65
| 0.6
| 7.16
| 1.0
| 8.29
| 0.9
| | July
| 6.06
| 0.6
| 5.63
| 0.5
| 6.49
| 0.6
| 7.13
| 0.9
| 8.15
| 0.9
| | August
| 5.87
| 0.7
| 6.26
| 0.7
| 6.29
| 0.6
| 6.95
| 0.9
| 8.03
| 1.0
| | September
| 5.76
| 0.8
| 6.15
| 0.6
| 6.09
| 0.6
| 6.82
| 0.9
| 7.91
| 1.0
| | October
| 5.72 | 0.6 | 5.95
| 0.6
| 6.11
| 0.6
| 6.62
| 0.9
| 7.80
| 1.0
| | November
| 5.73 | 0.6 | 5.93
| 0.6
| 6.07
| 0.6
| 6.66
| 0.8
| 7.75
| 0.9
| | December
| 5.75 | 0.6 | 5.88
| 0.7
| 6.05
| 0.6
| 7.07
| 0.8
| 7.38
| 1.0
| | | | | | | | | | | | | Annual Average
| 5.84 | 0.7 | 5.83
| 0.6
| 6.54
| 0.6
| 6.97
| 0.9
| 8.05
| 1.0
|
| | 2000
|
| 1999
|
| 1998
|
| 1997
|
| 1996
| | | | | | | | | |
| Rate
|
| Pts
| Rate
|
| Pts
| Rate
|
| Pts
| Rate
|
| Pts
| Rate
|
| Pts
| | January
| 8.21
| 1.0
| 6.79
| 0.9
| 6.99
| 1.4
| 7.82
| 1.8
| 7.03
| 1.8
| | February
| 8.33
| 1.0
| 6.81
| 1.0
| 7.04
| 1.2
| 7.65
| 1.7
| 7.08
| 1.7
| | March
| 8.24
| 1.0
| 7.04
| 0.9
| 7.13
| 1.2
| 7.90
| 1.8
| 7.62
| 1.8
| | April
| 8.15
| 1.0
| 6.92
| 1.0
| 7.14
| 1.0
| 8.14
| 1.7
| 7.93
| 1.8
| | May
| 8.52
| 1.0
| 7.15
| 1.0
| 7.14
| 1.1
| 7.94
| 1.7
| 8.07
| 1.7
| | June
| 8.29
| 0.9
| 7.55
| 1.0
| 7.00
| 1.0
| 7.69
| 1.7
| 8.32
| 1.7
| | July
| 8.15
| 0.9
| 7.63
| 1.0
| 6.95
| 1.1
| 7.50
| 1.8
| 8.25
| 1.8
| | August
| 8.03
| 1.0
| 7.94
| 1.0
| 6.92
| 1.1
| 7.48
| 1.7
| 8.00
| 1.7
| | September
| 7.91
| 1.0
| 7.82
| 1.0
| 6.72
| 1.0
| 7.43
| 1.7
| 8.23
| 1.7
| | October
| 7.80
| 1.0
| 7.85
| 1.0
| 6.71
| 0.9
| 7.29
| 1.7
| 7.92
| 1.7
| | November
| 7.75
| 0.9
| 7.74
| 1.0
| 6.87
| 0.9
| 7.21
| 1.7
| 7.62
| 1.8
| | December
| 7.38
| 1.0
| 7.91
| 1.0
| 6.74
| 1.0
| 7.10
| 1.8
| 7.60
| 1.7
| | | | | | | | | | | | | Annual Average
| 8.05
| 1.0
| 7.44
| 1.0
| 6.94
| 1.1
| 7.60
| 1.7
| 7.81
| 1.7
|
| | 1995
|
| 1994
|
| 1993
|
| 1992
|
| 1991
| | | | | | | | | |
| Rate
|
| Pts
| Rate
|
| Pts
| Rate
|
| Pts
| Rate
|
| Pts
| Rate
|
| Pts
| | January
| 9.15
| 1.8
| 7.07
| 1.7
| 7.99
| 1.6
| 8.43
| 1.8
| 9.64
| 1.8
| | February
| 8.83
| 1.9
| 7.15
| 1.8
| 7.68
| 1.5
| 8.76
| 1.8
| 9.37
| 1.7
| | March
| 8.46
| 1.8
| 7.68
| 1.7
| 7.50
| 1.6
| 8.94
| 1.9
| 9.50
| 1.8
| | April
| 8.32
| 1.9
| 8.32
| 1.8
| 7.46
| 1.7
| 8.85
| 1.7
| 9.50
| 1.8
| | May
| 7.96
| 1.8
| 8.60
| 1.8
| 7.47
| 1.8
| 8.67
| 1.7
| 9.47
| 1.7
| | June
| 7.57
| 1.8
| 8.40
| 1.8
| 7.42
| 1.6
| 8.51
| 1.7
| 9.62
| 1.7
| | July
| 7.61
| 1.8
| 8.61
| 1.8
| 7.21
| 1.6
| 8.13
| 1.6
| 9.58
| 1.8
| | August
| 7.86
| 1.8
| 8.51
| 1.8
| 7.11
| 1.5
| 7.98
| 1.7
| 9.24
| 1.7
| | September
| 7.64
| 1.8
| 8.64
| 1.8
| 6.91
| 1.5
| 7.92
| 1.7
| 9.01
| 1.7
| | October
| 7.48
| 1.9
| 8.93
| 1.8
| 6.83
| 1.5
| 8.09
| 1.8
| 8.86
| 1.7
| | November
| 7.38
| 1.8
| 9.17
| 1.8
| 7.16
| 1.6
| 8.31
| 1.9
| 8.71
| 1.8
| | December
| 7.20
| 1.8
| 9.20
| 1.8
| 7.17
| 1.7
| 8.21
| 1.6
| 8.50
| 1.7
| | | | | | | | | | | | | Annual Average
| 7.93
| 1.8
| 8.38
| 1.8
| 7.31
| 1.6
| 8.39
| 1.7
| 9.25
| 1.7
|
| | 1990
|
| 1989
|
| 1988
|
| 1987
|
| 1986
| | | | | | | | | |
| Rate
|
| Pts
| Rate
|
| Pts
| Rate
|
| Pts
| Rate
|
| Pts
| Rate
|
| Pts
| | January
| 9.90
| 2.1
| 10.73
| 2.1
| 10.38
| 2.0
| 9.20
| 2.2
| 10.89
| 2.3
| | February
| 10.20
| 2.1
| 10.65
| 2.2
| 9.89
| 2.1
| 9.08
| 2.1
| 10.71
| 2.3
| | March
| 10.27
| 2.1
| 11.03
| 2.2
| 9.93
| 2.0
| 9.04
| 2.1
| 10.08
| 2.3
| | April
| 10.37
| 2.1
| 11.05
| 2.2
| 10.20
| 2.1
| 9.83
| 2.3
| 9.94
| 2.2
| | May
| 10.48
| 2.0
| 10.77
| 2.1
| 10.46
| 2.1
| 10.60
| 2.3
| 10.15
| 2.3
| | June
| 10.16
| 2.0
| 10.20
| 2.1
| 10.46
| 2.0
| 10.54
| 2.2
| 10.69
| 2.3
| | July
| 10.04
| 2.0
| 9.88
| 2.1
| 10.43
| 2.0
| 10.28
| 2.2
| 10.51
| 2.2
| | August
| 10.10
| 2.0
| 9.99
| 2.1
| 10.60
| 2.2
| 10.33
| 2.1
| 10.20
| 2.1
| | September
| 10.18
| 2.1
| 10.13
| 2.0
| 10.48
| 2.1
| 10.89
| 2.2
| 10.01
| 2.2
| | October
| 10.17
| 2.2
| 9.95
| 2.0
| 10.30
| 1.9
| 11.26
| 2.2
| 9.98
| 2.1
| | November
| 10.01
| 2.1
| 9.77
| 2.0
| 10.27
| 2.1
| 10.65
| 2.1
| 9.70
| 2.0
| | December
| 9.67
| 1.9
| 9.74
| 2.0
| 10.61
| 2.1
| 10.64
| 2.1
| 9.32
| 2.1
| | | | | | | | | | | | | Annual Average
| 10.13
| 2.1
| 10.32
| 2.1
| 10.34
| 2.1
| 10.21
| 2.2
| 10.19
| 2.2
|
| | 1985
|
| 1984
|
| 1983
|
| 1982
|
| 1981
| | | | | | | | | |
| Rate
|
| Pts
| Rate
|
| Pts
| Rate
|
| Pts
| Rate
|
| Pts
| Rate
|
| Pts
| | January
| 13.08
| 2.5
| 13.37
| 2.3
| 13.25
| 2.2
| 17.48
| 2.2
| 14.90
| 2.3
| | February
| 12.92
| 2.4
| 13.23
| 2.4
| 13.04
| 2.0
| 17.60
| 2.2
| 15.13
| 2.3
| | March
| 13.17
| 2.6
| 13.39
| 2.4
| 12.80
| 2.2
| 17.16
| 2.2
| 15.40
| 2.3
| | April
| 13.20
| 2.6
| 13.65
| 2.4
| 12.78
| 2.1
| 16.89
| 2.3
| 15.58
| 2.2
| | May
| 12.91
| 2.5
| 13.94
| 2.5
| 12.63
| 2.1
| 16.68
| 2.3
| 16.40
| 2.3
| | June
| 12.22
| 2.5
| 14.42
| 2.5
| 12.87
| 2.1
| 16.70
| 2.2
| 16.70
| 2.3
| | July
| 12.03
| 2.5
| 14.67
| 2.6
| 13.43
| 2.2
| 16.82
| 2.2
| 16.83
| 2.2
| | August
| 12.19
| 2.6
| 14.47
| 2.6
| 13.81
| 2.2
| 16.27
| 2.3
| 17.28
| 2.1
| | September
| 12.19
| 2.6
| 14.35
| 2.6
| 13.73
| 2.2
| 15.43
| 2.3
| 18.16
| 2.2
| | October
| 12.14
| 2.5
| 14.13
| 2.6
| 13.54
| 2.1
| 14.61
| 2.2
| 18.45
| 2.1
| | November
| 11.78
| 2.4
| 13.64
| 2.5
| 13.44
| 2.1
| 13.82
| 2.2
| 17.82
| 2.0
| | December
| 11.20
| 2.3
| 13.18
| 2.5
| 13.42
| 2.2
| 13.62
| 2.2
| 16.95
| 2.1
| | | | | | | | | | | | | Annual Average
| 12.43
| 2.5
| 13.88
| 2.5
| 13.24
| 2.1
| 16.04
| 2.2
| 16.63
| 2.2
| | | | | | | | | | | | |
| | 1980
|
| 1979
|
| 1978
|
| 1977
|
| 1976
| | | | | | | | | |
| Rate
|
| Pts
| Rate
|
| Pts
| Rate
|
| Pts
| Rate
|
| Pts
| Rate
|
| Pts
| | January
| 12.88
| 1.6
| 10.39
| 1.5
| 9.01
| 1.3
| 8.72
| 1.1
| 9.02
| 1.1
| | February
| 13.04
| 1.6
| 10.41
| 1.5
| 9.14
| 1.3
| 8.67
| 1.1
| 8.81
| 1.0
| | March
| 15.28
| 2.0
| 10.43
| 1.5
| 9.20
| 1.3
| 8.69
| 1.2
| 8.76
| 1.3
| | April
| 16.32
| 1.9
| 10.50
| 1.5
| 9.35
| 1.3
| 8.75
| 1.1
| 8.73
| 1.3
| | May
| 14.26
| 1.9
| 10.69
| 1.6
| 9.57
| 1.3
| 8.83
| 1.1
| 8.76
| 1.3
| | June
| 12.71
| 1.8
| 11.04
| 1.6
| 9.71
| 1.4
| 8.86
| 1.1
| 8.85
| 1.3
| | July
| 12.19
| 1.8
| 11.09
| 1.7
| 9.74
| 1.4
| 8.94
| 1.1
| 8.93
| 1.2
| | August
| 12.56
| 1.7
| 11.09
| 1.7
| 9.78
| 1.3
| 8.94
| 1.1
| 9.00
| 1.2
| | September
| 13.20
| 1.7
| 11.30
| 1.6
| 9.76
| 1.3
| 8.90
| 1.1
| 8.98
| 1.2
| | October
| 13.79
| 1.7
| 11.64
| 1.7
| 9.86
| 1.2
| 8.92
| 1.2
| 8.92
| 1.2
| | November
| 14.21
| 1.7
| 12.83
| 1.7
| 10.11
| 1.2
| 8.92
| 1.1
| 8.81
| 1.3
| | December
| 14.79
| 1.7
| 12.90
| 1.6
| 10.35
| 1.4
| 8.96
| 1.2
| 8.79
| 1.2
| | | | | | | | | | | | | Annual Average
| 13.74
| 1.8
| 11.20
| 1.6
| 9.64
| 1.3
| 8.85
| 1.1
| 8.87
| 1.2
| | | | | | | | | | | | |
| | 1975
|
| 1974
|
| 1973
| | 1972
|
| 1971
| | | | | | | | | |
| Rate
|
| Pts
| Rate
|
| Pts
| Rate
|
| Pts
| Rate
| | Pts
| Rate
|
| Pts
| | January
| 9.43
| 1.2
| 8.54
| 1.0
| 7.44
| 0.9
| 7.44
| 1.0
| na
| na
| | February
| 9.10
| 1.2
| 8.46
| 1.0
| 7.44
| 1.0
| 7.32
| 0.9
| na
| na
| | March
| 8.89
| 1.1
| 8.41
| 1.0
| 7.46
| 0.9
| 7.29
| 0.9
| na
| na
| | April
| 8.82
| 1.0
| 8.58
| 1.0
| 7.54
| 0.9
| 7.29
| 0.9
| 7.31
| na
| | May
| 8.91
| 1.1
| 8.97
| 1.1
| 7.65
| 0.9
| 7.37
| 0.9
| 7.43
| na
| | June
| 8.89
| 1.0
| 9.09
| 1.2
| 7.73
| 0.9
| 7.37
| 0.9
| 7.53
| na
| | July
| 8.89
| 1.1
| 9.28
| 1.3
| 8.05
| 1.0
| 7.40
| 0.9
| 7.60
| na
| | August
| 8.94
| 1.1
| 9.59
| 1.3
| 8.50
| 1.0
| 7.40
| 0.9
| 7.70
| na
| | September
| 9.12
| 1.1
| 9.96
| 1.4
| 8.82
| 1.1
| 7.42
| 1.0
| 7.69
| na
| | October
| 9.22
| 1.1
| 9.98
| 1.5
| 8.77
| 1.1
| 7.42
| 1.0
| 7.63
| na
| | November
| 9.15
| 1.1
| 9.79
| 1.4
| 8.58
| 1.0
| 7.43
| 1.0
| 7.55
| na
| | December
| 9.10
| 1.1
| 9.62
| 1.3
| 8.54
| 1.0
| 7.44
| 1.0
| 7.48
| na
| | | | | | | | | | | | | Annual Average
| 9.05
| 1.1
| 9.19
| 1.2
| 8.04
| 1.0
| 7.38
| 0.9
| na
| na
| | | | | | | | | | | | | Source: Freddie Mac
|
|
|