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Mortgagee Letter
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Title: HUD 05-41: Update to General Servicing and Preservation and Protection Requirements for Presidentially-Declared Major Disaster Areas in Alabama, Louisiana, Mississippi and Texas
Source: HUD
Date: 10/24/2005

The purpose of this Mortgagee Letter is to supplement HUD’s existing procedures for the servicing of loans in states and communities designated by FEMA as disaster areas as a result of Hurricane Katrina and Hurricane Rita. Because of the extreme devastation wrought by the hurricanes and subsequent flooding, HUD is issuing these special requirements and recommendations that shall apply to all FHA insured loans in the areas approved for individual assistance by FEMA in Alabama, Louisiana, Mississippi and Texas. These requirements shall remain in effect until March 31, 2007 unless extended or rescinded by the Department.



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