U.S. Department of Veterans Affairs (VA) Programs
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The VA-backed home loan program is a vital tool in home financing for those who have served their country in the military. Servicemembers, veterans, and surviving spouses can obtain mortgages, often with no required downpayment, that VA partially guarantees.
The VA share of the single-family mortgage market has grown in recent years. With this growth, it has become even more critical that the program operates efficiently and effectively. MBA’s policy and advocacy efforts have focused on ensuring VA
origination, and servicing requirements are appropriately calibrated, fostering a liquid secondary market for securities backed by VA-guaranteed loans, and opposing proposals that would increase the cost of credit for VA borrowers to generate funds to
be used for non-housing purposes.
Recent MBA Activity Related to Government Lending
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MBA Letter to FHFA on the 2022-2026 Strategic Plan
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Joint Letter to FHA on Transitioning From Libor
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MBA Letter to FHA on Handbook Origination Amendments
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MBA Letter to OCC on Rescinding CRA 2020 Rule
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Joint Letter to OCC on Rescinding CRA 2020 Rule
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MBA Letter to FHFA on GSE Housing Goals
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MBA Letter to FHFA on GSE Housing Goals 2022-2024
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MBA Letter to FHFA on GSE Equitable Housing Finance Plans
Related MBA Events
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